Buy A Property

Thinking about buying a property?

Professional assistance can be invaluable while you’re making one of the biggest decisions of your life.


Identifying your needs and goals, finding quality professional assistance, and understanding the current real estate market are some of the topics property buyers should address when planning to purchase a property.



  • Price range
  • Minimum number of bedrooms and bathrooms
  • Minimum amount of living area
  • Special requirements, such as wheelchair accessibility
  • Styles you like (and those you do not)
  • Lifestyle (lot size, townhouse/condominium, active, urban)
  • Condition (new construction, move-in condition, a ‘fixer-upper’)
  • Location (main street, close to town center, cul-de-sac, waterfront)
  • Public services (water, sewer)
  • Features most important to you (fireplaces, wood floors)
  • Reputation for honesty, integrity and fairness
  • Professional standards and support for agents
  • Legwork to help complete the transaction
  • Expert guidance through a complex process
  • Mortgage Assistance: It is recommended that you get pre-approved early in the process
  • Insurance Coverage: Home protection is recommended even if you are not financing your home
  • Once you find the right professional, be sure to explain your goals completely and ask to be informed as soon as relevant homes become available. Also, understand what additional resources the firm offers to assist your search.
  • Tour homes with your agent and visit Open Houses; this will give you a sense of the market, and provide helpful information to the agent.
  • Be flexible – new listings may become available on a daily basis from participating Multiple Listing Services (MLS). In a competitive market, these properties may sell rapidly. Inform yourself about local home values and obtain mortgage pre-approval early in your home search process, so that you can move quickly.
  • Use Online Resources
  • Recent sales of comparable houses (in terms of size, features, location and style)
  • The condition of the interior, exterior, major systems, and grounds
  • Local market conditions, including the inventory of comparable homes
  • The existence of other competing buyers

Offers must be in writing, signed and dated by all buyers, and include the following:


Offer Price, Expiration Date, Closing Date, Deposit, Contingencies The seller has the following options when considering offers:

  • Accept the offer as proposed
  • Reject the offer
  • Provide a counter offer

It is common for buyers to make an offer contingent upon one or more home inspections.These inspections are performed for, and paid by, the buyer. The seller must consent to the inspection, but is not required to correct, or provide compensation for, any problems identified. If the seller agrees to an inspection as part of accepting the offer, the seller must allow the inspection within the time specified in the offer. If the inspection findings are acceptable to the buyer, the closing process can begin.

All parties will be present or represented at the closing for final review and signing of papers. Closings are administered by an escrow company. You will be asked to sign the mortgage and any other papers that the lender may require. Upon conclusion, the lender’s attorney will record the new deed and mortgage, and discharge all previous obligations of the seller.


If you would like to learn more about the benefits of working with Sapphire Investment Properties please contact us.

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